近年来，人们对中央银行数字货币的兴趣呈上升趋势，中国积极地试点DCEP（其数字人民币版本），世界上一些最有名的中央银行（包括美联储和欧洲中央银行）对发行央行数字货币（CBDC）发表评论，这表明世界各地的中央银行都在考虑提供通用中央银行数字货币的利弊。
在最近的一项调查中，大约80％的中央银行正在考虑实施CBDC，并且一半以上的央行已经开始进行试验性试验。
紧要关头，以太坊和比特币等加密货币已经度过了市场经济风暴，既在零售用例中用作机构对冲，又在计算资源上采用了新的哲学方法。 在COVID-19期间，经济正在以根本方式进行重塑，接下来可能会有中央银行支持的数字零售货币。
随着加密货币的兴起，任何新的中央银行数字货币的自然比较就是其标准。 然而，在许多重要的方面，许多提议的中央银行数字货币实现方式完全与加密货币原理背道而驰。 实际上，采用加密货币的主要论点一直是，它们将为那些不想被迫成为中央银行支持的现金的数字替代品的人提供对冲。
第一个也是最重要的区别是，加密货币是由国际分布参与者的节点通过网络激励来支撑的，而中央银行则有一个中心目标：针对一个国家或最多一个国家集团的公共政策。 这产生了关键的差异。
这些中央银行中的任何一个都倾向于将重点放在就业上，而观察到的工资通胀的变化被视为次要的。 在COVID-19期间，情况就是如此，欧洲央行和美联储都在努力放松对通货膨胀的限制，同时力争为其本国提供“充分就业”。
其次，CBDC不会像加密货币那样固有地尊重隐私和自行托管的想法。 中央银行与最努力执行反洗钱规定的税务机关处于同一战线，它们的关系类似于警官和检察官之间或大学中不同部门之间的关系。 根据这些机构的法规建立的CBDC面临的关键政策问题是谁应该访问数据，而不是数据是否应该存在。
可以很容易地看到，强制性元数据附加到CBDC选择性地向某些机构披露的每笔交易中。 实际上，只有加密货币才能让您在无边界障碍下进行交易，而不必强迫自己进入一个国家或另一个国家的监管体制，从而允许您给予你要分享多少有关自己的数据的能力。
默认假设是人们将使用隐私保护技术的人推定为从事犯罪活动（美国司法部最近对此表示反对），以及许多相同国家最近提倡限制端到端加密，推进数字中央银行货币应该使人们在忠实的政府将如何对待隐私以及人们以他们选择的方式进行金融交易的能力方面稍作妥协。
最后，另一重点是加密货币是经过相对考验的。有多种原因可以跨多种攻击面攻击底层系统：许多人用来交易的交易所中的漏洞，自行托管问题和重用后的钱包地址标识问题，全链攻击的可能性（例如51％攻击）。
这些系统已达到如今的规模的事实给人留下了深刻的印象，因为加密货币的背后没有军队或对使用武力的垄断。中央银行的数字货币在国家不容忍的情况下呈现出更大的攻击面——数百年来，对纸币的保护已经反复出现，而来自竞争对手和以经济为动机的黑客将进行更多以网络安全为重点的沉重攻击。
不同于一种以博弈论为基础的激励机制演变，国家几乎将立即面临一系列攻击，同时将合法性和信任借给数字货币可能还不值得。毕竟，正如大规模黑客攻击所显示的那样，美国各州在保护有关内部员工和关键服务（例如选举服务器或政治敏感的电子邮件收件箱）的关键信息方面遇到了挣扎——向其中添加资金和资金流增加了国家疏忽的可能性。
随着加密货币和央行数字货币的兴起，将两者关联起来可能很诱人。但是，必须枚举两者之间的重要而本质的区别。在某些人看来，创建新的中央银行数字货币与加密货币的成功有关，但实际上，与协作相比，它们之间更具竞争性。不可避免地创建和分配中央银行数字货币是加密货币存在的一个关键目的——不仅是作为金融对冲，而且也是技术性对冲。
本文链接：https://www.LBRCHINA.com/article/655990
转载请注明文章出处
免责声明：本文转载自互联网，经授权后发布，版权归原作者所有，转载请联系原作者并获许可。文章观点仅代表作者本人，不代表Libra资讯立场。若内容涉及投资建议，仅供参考勿作为投资依据。投资有风险，入市需谨慎。
微信扫一扫
支付宝扫一扫
相关推荐
-
数字人民币试点展开测试 中国数字货币专利发展现状分析_新浪财经_新浪网
来源：中商情报网 原标题：数字人民币试点展开测试 中国数字货币专利发展现状分析 商务部近日印发《全面深化服务贸易创新发展试点总体方案》，其中公布了数字人民币试点地区：…
-
以太坊2.0最终测试网将于8月4日启动，2.0主网最早11月4日到来_巴比特_服务于区块链创新者
要点： 以太坊2.0之前的最终测试网将于两周内启动。 启动组织者丹尼·瑞安（Danny Ryan）表示，假设所有条件均得到满足，测试网将于8月4日启动。 以太坊2.0推出之前需要几…
-
BitMEX研究院报告丨ASIC争霸战：一文览尽5大矿机制造商_巴比特_服务于区块链创新者
原文来源：BitMEX研究院 译者：Apatheticco 摘要：本文回顾了比特币ASIC矿机制造商的历史，特别是几大主流矿机的能效比。报告分析了当今市场上的五大矿机制造商，重点关…
-
LibraNews专栏 | 李国权：新冠疫情后的全球货币体系_LibraNews_服务于区块链创新者
国际货币体系是以美元为全球货币的部分储备体系。诸多文献详细记载了全世界美元需求的变化。任何货币的内在价值都取决于供求关系，而这种供求关系又是由国际贸易需求决定的，世界各国对美元的需…
-
深度丨读懂以太坊基因：拆解路径，以太坊如何一步步走向成功？_巴比特_服务于区块链创新者
以太坊的拥趸者松了一口气。作为加密货币市场第二大币种，以太坊年初以来涨超200%，流通市值占整个加密货币市场约12%，与第三名XRP（瑞波币）拉开距离——加密货币世界里的老大比特币…
评论列表（38条）
Very rapidly this website will be famous among all blogging and site-building users, due to it’s nice posts
Hello there! Do you use Twitter? I’d like to follow you if that would
be okay. I’m undoubtedly enjoying your blog
and look forward to new posts.
My brother recommended I might like this web site.
He was totally right. This post truly made my
day. You can not imagine simply how much time I had spent for this
info! Thanks!
You actually make it seem so easy with your presentation but I find this matter to be really something that I think
I would never understand. It seems too complex and very
broad for me. I am looking forward for your next post, I’ll try to get the hang of it!
Excellent beat ! I wish to apprentice while you amend your website,
how could i subscribe for a blog site? The account aided me
a acceptable deal. I had been a little bit acquainted of this your broadcast
provided bright clear concept
These are in fact fantastic ideas in concerning blogging.
You have touched some pleasant factors here. Any way keep up wrinting.
Because the admin of this web page is working,
no hesitation very soon it will be well-known, due to its feature contents.
Pretty nice post. I just stumbled upon your
weblog and wished to say that I’ve truly enjoyed surfing around your blog posts.
In any case I will be subscribing to your rss feed and I hope you write again very soon!
It is actually a nice and useful piece of information. I’m
satisfied that you simply shared this useful information with us.
Please stay us up to date like this. Thank you for sharing.
I every time spent my half an hour to read this website’s content every day along with
a mug of coffee.
With havin so much content and articles do you ever run into any problems
of plagorism or copyright violation? My blog has a lot of unique
content I’ve either authored myself or outsourced but it
appears a lot of it is popping it up all over the web without my permission.
Do you know any techniques to help protect against
content from being stolen? I’d truly appreciate it.
These are genuinely wonderful ideas in regarding blogging.
You have touched some good points here. Any way keep up wrinting.
It’s awesome to visit this website and reading the views
of all mates regarding this piece of writing, while
I am also keen of getting knowledge.
Woah! I’m really digging the template/theme of this website.
It’s simple, yet effective. A lot of times it’s tough to get that “perfect balance” between superb usability and appearance.
I must say that you’ve done a superb job with this.
Also, the blog loads super quick for me on Firefox. Excellent Blog!
This design is incredible! You definitely know how to keep a reader entertained.
Between your wit and your videos, I was almost moved to start my own blog (well, almost…HaHa!) Great job.
I really enjoyed what you had to say, and more than that, how you
presented it. Too cool!
Greetings! I’ve been following your site for a long time now and finally got the courage to go ahead and give you a shout out from Humble Tx!
Just wanted to tell you keep up the fantastic work!
Every weekend i used to visit this site, because i
want enjoyment, since this this web page conations genuinely nice funny data too.
Highly energetic post, I loved that a lot. Will there be a part 2?
I am sure this paragraph has touched all the internet viewers, its really really pleasant
piece of writing on building up new web site.
Hey there, I think your website might be having browser compatibility issues.
When I look at your blog in Safari, it looks fine but when opening in Internet Explorer, it
has some overlapping. I just wanted to give you a quick heads up!
Other then that, wonderful blog!
This web site definitely has all of the information and
facts I needed concerning this subject and didn’t know who to ask.
I know this if off topic but I’m looking into starting my own weblog and was wondering
what all is needed to get setup? I’m assuming having a blog like
yours would cost a pretty penny? I’m not very web savvy so I’m
not 100% positive. Any recommendations or advice would be greatly appreciated.
Kudos
Hi to every body, it’s my first pay a visit of this weblog;
this weblog contains amazing and truly excellent information in support of readers.
There is certainly a lot to find out about this issue. I love all of
the points you have made.
What’s up Dear, are you actually visiting this site daily,
if so afterward you will definitely obtain good experience.
I like the valuable information you provide on your articles.
I will bookmark your weblog and test once more here frequently.
I am relatively certain I’ll be informed lots of new stuff proper here!
Good luck for the next!
That is a good tip particularly to those fresh to
the blogosphere. Simple but very accurate info…
Many thanks for sharing this one. A must read article!
Hello, i think that i saw you visited my site so i came to
“return the favor”.I am trying to find things to enhance my site!I suppose its ok to use a few of
your ideas!!
RobloxEvent.com
I do trust all of the ideas you have offered in your post.
They are really convincing and can definitely work.
Still, the posts are too quick for newbies. May just you please lengthen them a bit from subsequent time?
Thank you for the post.
If some one desires expert view on the topic of blogging and site-building afterward i propose him/her to go to see this webpage,
Keep up the good work.
When I initially commented I appear to have clicked on the -Notify me when new comments are
added- checkbox and from now on each time a comment
is added I get 4 emails with the exact same comment.
Perhaps there is a means you are able to remove me from
that service? Thank you!
We stumbled over here from a different web page and thought I should check things
out. I like what I see so now i am following you. Look forward
to looking over your web page yet again.
It’s really a cool and helpful piece of information. I’m
satisfied that you simply shared this useful info with
us. Please keep us informed like this. Thank you for sharing.
Great article, exactly what I was looking for.
Very nice post. I just stumbled upon your blog and wished
to say that I have truly enjoyed surfing around
your blog posts. In any case I will be subscribing to your rss feed and I hope
you write again soon!
Asking questions are really pleasant thing if you are not understanding something completely, except this article presents fastidious
understanding even.
Excellent post. I was checking constantly this blog and I’m impressed!
Very useful info specifically the last part 🙂 I care for such information much.
I was seeking this particular information for a very long time.
Thank you and best of luck.